What are the most common types of loans. The most common types of loans are personal loans (typically for smaller purchases), credit cards, home equity loans (where you borrow against the equity youve built up in your home), mortgages, home equity lines of pocket cash loan (similar to home equity loan, but you have a revolving line of credit), cash advances (offered by credit card companies, or any entity that will loan money based on an expected future income), small-business loans (for entrepreneurs or established yes bank personal loan repayment businesses looking to expand), and consolidated loans (usually used to pay off debt and mortgages loans for homes).

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