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A FLEX Loan is not a payday loan. Its an open-end line of credit. You apply once and are approved for a maximum amount of money, called your credit limit.
You can withdraw any amount up to your maximum credit limit. And, your billing and payments are aligned with your pay dates. Whats more, you can choose the amount you want to withdraw and you can choose to repay on your own terms. You only pay interest and fees for the amount borrowed and your line of credit is always available for any unplanned emergencies.
This negative record can be reflected on your credit history indefinitely until the loan is repaid in full. After the lenders receive payment in full, they can report it to the credit reporting will getting a payday loan affect my credit rating. We remind that late payment or non-payment of your loan can have negative impact on your credit history.
Some of the lenders in our network may automatically renew your short term loan if it becomes past due. This term is clearly identified in your loan agreement. You should check your loan agreement for your lender's policy on automatic loan renewal prior to e-signing it. If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up.
Your lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over time in a series of installments.
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