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The lender may perform a credit check or otherwise verify the information you provide. Not all lending partners offer loans up to 10,000 and not all lenders can provide you with the loan amount you requested. Loan amounts are determined by the lender based on individual creditworthiness.
All financial terms of the loan will be provided to you by the lender. Loan terms, conditions, and policies vary by lender, state, and applicant qualifications. For details, questions, or concerns regarding your loan please contact your lender directly. In some situations, faxing may be required. Cash transfer times may vary between lenders and may depend on your individual financial institution.
For the property to qualify, the appraised value must return greater than or equal to the minimum loan-to-value requirements for the desired conforming loan program.
Minimum LTV requirements for conforming loans are between 80 and 97, depending on the program and mortgage insurance requirements. What types of property are eligible. Depending on the specific program, conventional mortgage guidelines allow you to purchase warrantable condos, planned unit developments, modular homes, manufactured homes, and 1-4 family residences. Conventional loans can be used to finance primary residences, second homes and investment property too.
Conventional Loan Limits. The maximum conventional conforming loan amount is 453,100 across most of the U.