Call us to learn what type of loan is best for you. Rating: 5. 0 - 179 reviews. Check out what our clients are saying. View Testimonials. Fixed Rate Loans. Fixed rate loans are amortized and terms commonly extend from 10 to 30 years. Fixed rate loans offer the borrower protection from changes in interest rates over time.
Home Equity Loan. A one-time loan that gives you access to the value of your home without refinancing your first mortgage or selling your home.
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51 ARM has 1 per annual interest adjustment and 5 interest rate cap over life of loan. It is riskier if you don't expect your income to increase over the initial five-year period to cover the change in monthly payment.
You want a fixed rate longer than three years. Manual underwriting is acceptable. Interest rate can rise above the current fixed rate over time. You want to qualify for a higher loan amount with lower payments.
51 YEAR ARM (LAND) You are looking to purchase improved or unimproved property. You want to purchase land now and build later. Washington State properties only.