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I will provide legal information related to your question. In most cases no, since most states have laws prohibiting payday loans. Under the new KY state law, borrowers in Kentucky can only have two outstanding payday loans every two weeks. They are also forbidden to take out payday loans for va personal loan eligibility than a total of 500 during a two-week period. Payday lenders can only charge borrowers 15 for every 100 that they borrow.
So as long as they followed the law they can sue you for an unpaid amount.