Continued failure to discuss the arrears means credit reference agencies will record the outstanding debt. This information may be supplied to other organisations by Credit Reference Agencies and Fraud Protection Agencies to perform similar checks and recover debts that are owed. Records will be kept for a period of 6 years, in accordance with current regulatory requirements, whether closed, settled or defaulted.
Where do I fill in the weekly Cash Flow Position. You can access myCFP here or from the link in the footer. I am new to Just Cash Flow, how do I get access to my account.
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So for the interest rate the loan amount and individual income plays a very important role. Tenor Period. Tenor period is also one of the important factors which play an important role in determining the interest rate. If the tenor period is less the interest rate will be high and if the tenor is long then the interest rate will be low. This is simply a case of vice-versa. Credit Rating. Each and every lender or financial institution checks your credit score when you apply for a loan.
The credit score always reflects your present as well as past financial borrowing history and your repayments as well.
If you are having a low credit score that means your monthly repayments regarding any of your previous loans were not on time.