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Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept hdfc personal loan register terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. BBB: Payday loans.
(KTVI) - Many cash-strapped consumers may find themselves think money payday loans need of a loan this holiday season. Chris Thetford, with the Better Business Think money payday loans (BBB), talked with Elliot Weiler, advising consumers to be aware that many payday lenders charge high interest rates, set unaffordable payment terms and use high-pressure collection tactics that can make these debts impossible to pay off.
A 2013 study by the Consumer Financial Protection Bureau shows that payday loans' interest rates averaged 339 percent. In Missouri, payday loans averaged more than 400 percent, according to state finance officials, and some rates exceeded 1,000 percent.
Payday lenders tend to target people whose credit may not be good enough to obtain a credit card or bank loan and who therefore rely on advance short-term loans to get by.
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