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For the most part, payday loans arent treated any differently in bankruptcy than any other unsecured loan. The fact is that a post-dated check basically takes the place of a promissory note. Many of my clients, however, worry opportunity personal loans they will be arrested for passing a bad check, and many payday lenders encourage that belief.
But writing a post-dated check to a payday lender is different from passing a bad check at the grocery store. When you go pay for goods or services with a check, you are representing that there are funds in the bank to pay the check. When you go to a payday lender, there is no such representation. In fact, the opposite is true. State bank of india singapore personal loan you had money in the bank, youd go to the bank and cash a check.
The only reason you are borrowing from the payday lender is that you dont have money in the bank.