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REPRESENTATIVE EXAMPLE. If you borrowed 2,000 over a 12 month period and the loan had a 3 arrangement fee (60), your monthly repayments would be 189. 12, with a total payback amount of 2,269. 44 which including the 3 fee paid from the loan amount, would have a total cost of 329.
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00 (what you receive) Establishment Fee: 400. 00 (Set by NCCP) Monthly Fee: 7. 00 Direct Debit Fee: 0. 99 per debit transaction Amount of Credit of the Loan: 2,900. 00 Nominal Percentage Rate (Interest) per annum: 35 as defined by NCCP Total Amount of Interest Payable: 551. 56 Total Number of Repayments: 25 payments of 136. 98 and 1 final payment of 136. 78 Total amount of repayments: 3,561. 28 Comparison Rate: 58. 5251 as defined by NCCP.