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We take a look at 10 reasons people take out payday loans. Redundancy In todayвЂs economic climate, there are very few вЂjobs for lifeвЂ and redundancy is something that more people across writing a personal loan letter UK […] New Retail Credit Union Launched: But Will Credit Unions Really Replace Payday Loans.
This week has seen the launch of quick loans with installment payments new credit union for the retail sector. The credit union, called retailCURe is heralded to be a big boost for the sector. It is backed by a number of high street names including Debenhams and John Lewis and aims to give retail staff access to finance. Former Dragons Den star Theo paphitis has also backed the new venture revealing that he and his businesses have invested over ВЈ100,000 in the not-for-profit venture.
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To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Consumer Information. Share This Page. Related Items. If you need a short term loan, you may be tempted by ads touting online payday loans.
But before you click on a link, the Federal Trade Commission (FTC), the nation's consumer protection agency, has a few caveats to share.