To apply for a Metrobank Housing Loan, applicants must meet the following criteria: At least 21 years old and should not be older than 65 years old Filipino citizen, with fixed income or self-employed If foreigner, must have a permanent resident visa in the Philippines Employed applicants must have at least two (2) years of tenure with current employer Self-employed applicants must be earning at least P30,000 or have the same Gross Monthly Family Income (GMFI) for fixed income earners.
For Overseas Filipino Workers (OFWs): Has active employment, or renewedsigned a contract upon loan application Must be earning at least 1,000 (or P30,000) for self-employed individuals, or have the same Gross Monthly Family Income (GMFI) as fixed income earners.
Land-based must be a technical or administrative staffofficer If employed for less than 2 years: Must have employment record locally in the last 5 years prior to becoming an OFW, or Employed as an OFW with different employers, or Has a combination of local and overseas employment.
Sea-based must be in an officer rank Has a combined contract duration of 24 months with current agency, or 48 months total work experience inclusive of previous agencies. What are the documentary requirements required. Signed and completely filled-out Metrobank Home Loan Application Form Government-issued IDs with photo If Foreigner, Passport or ACR. Recent Income Tax Return (ITR) Certificate of Employment (COE) indicating salary Latest three (3) months pay slip.
Self-Employed: DTI or SEC Registration and General Information Sheet (whichever applies) Latest six (6) months bank statement with BOO Personal loan all bank of No Overdraft Charges Two (2) years AFS and ITR. Overseas Filipino Worker (OFW): If land-based, Certificate of Employment (COE) with e-mail address of employer If sea-based, latest POEA personal loan all bank. Collateral Requirements: Transfer Certificate of TitleCondominium Certificate of Title Tax Declaration Contract to Sell or Reservation Agreement (applies only for under developer tie-up) House Plans Bill of Materials Specifications (applies personal loan all bank for house construction) Can I buy a property even outside Metro Manila.
WHAT IS Quick loans express PERSONAL LOAN FOR. People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more. Such a loan from one of our lenders can help you get the cash you need.
Just fill out our Online Form. Follow the short process and if you are approved, receive your personal loan all bank loan. APR INFORMATION. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made.
We cannot guarantee any APR since we are not a lender ourselves.
The original loan amount any fees will be debited from your bank account on the due day. Whats Needed from Your End. Basic Personal Information.
(Phone Number, Valid DL Number or State ID Number, Home Address, Email Address) Income Information. (Pay Cycle, Income Type, Income Amount) Banking Information. (Checking Account Number, Routing Number) Have Any Questions.