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The parent must have a healthy credit score in order to obtain this loan. It offers a fixed interest rate and flexible loan terms, however this type of loan has a higher interest rate than a direct loan. Parents generally would only obtain this loan to minimize the amount of student debt on their child. How to Write a Loan Agreement. The following example shows how to write and complete our Free Loan Agreement Template. Follow the steps and enter in your information accordingly.
Step 1 Loan Amount, Borrower and Lender.