Every year, payday loans trap millions of consumers in a cycle of debt. Our goal is to support organizations that provide better alternatives and promoting financial literacy. Best Payday Loans Companies. The Top Ten. Great direct lender. Have flexible payback dates and offer payment plans if you get overwhelmed. Easy application process and decent customer service.
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The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.
Every inquiry received is handled with care and speed. Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy.
You must also be a legal resident of the United States in a state that permits payday lending. And you must have a fixed address where you can be easily contacted. You will also need to have a bank account so the lender can easily deposit the loan and take the repayment on the agreed upon date. If you do not have a bank account at the moment, you can set one up and go through the process at a later date.
Generally, you will need to have a bank account with some history (preferably without bank charges etc), so you might need to wait a little while before submitting your information if the account is new. Note that repayment is an automatic process so be sure to have the funds in your account at least a day before the due date.