Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans my quicken loans online payment prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.
Non-payment may involve debt collection practices as it is set by applicable law. The majority of the lenders in our network do not intend my quicken loans online payment sell your debt to outside collection agencies. Instead, they will attempt to collect the debt in-house via telephone, email, postal mail or even text message.
Similarly, they will not threaten criminal charges or sue borrowers; they will generally offer debt settlements over time instead. Every lender in our network is required to adhere to the Fair Debt Collection Practices Act, which protects consumers from being abused or harassed by debt collectors.
Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies - Experian, Equifax and Transunion.
Pre-approval : Certificate of Pre-Approval issued by the Office of Loan Programs that states a borrowers credit, assets and income have been verified and the applicant qualifies for a Program loan at a specified amount and interest rate.
At the time of pre-approval, the specified initial interest rate is not locked-in and is therefore subject to change prior to the issuance of a loan commitment letter. The initial interest rate will be the Program rate in effect at the time a loan commitment is issued. Preliminary Disclosures : A generic term referring to a group of disclosure forms required by Federal law to my quicken loans online payment sent to a loan applicant.
The forms include a Loan Estimate Disclosure, Fair Lending Notice, and a California Credit Disclosure. Prepaid Interest: Mortgage interest that is paid from the date of the funding to the end of that calendar month.
Primary Residence: A dwelling where one actually lives and is considered as the legal residence for income tax purposes.