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Financing lots and pieces of land is different than most traditional financing methods used for buying structures (ie stick built homes, manufacturedmodular homes, etc). Most of the lenders and brokers out there who do finance land (see some examples below) hold the notes themselves in their portfolios.
Types of Loans: Many lot and land financing programs are short term loans which may have a balloon payment which becomes due after a defined number of years (often 3 to 10 years). Some lenders and banks offer adjustable rate solutions as well.
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