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Com is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs depend on multiple factors, including the lenders requirements and offers, your credit worthiness, your state of residence, and the type and term of the loan you request. You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process.
The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the Hdfc bank personal loan online banking range is not your finance charge and your finance charge will be disclosed later on.
See a Representative Example. Borrow 200 for 14 days with a 30 to 60 lender fee.
Under employment. Most recent 1 month payslip for fixed income earner Most recent 3 months hdfc bank personal loan online banking for variable income earner OR Existing CIMB Payroll Customer minimum latest 3 months bank statement with AUTOPAYCAR or CREDIT ADVICE transaction or Transfer from Co Name OR Minimum latest 6 months EPF record OR Latest Form BE with LHDN payment receipt e-filing acknowledgement receipt OR Latest EA form.
Self-Employed Private Limited Company: Business registration i. Form 9, 24 49, SSM Search and latest 6 month business bank statement; or latest Borang B with LHDN payment receipte-filing acknowledgement receipt.
Self employed sole proppartnership limited liability partnership small traders: Trading license Partnership agreement SSM Professional Practicing Certificate; and latest 6 month business bank maravedi cash loans or latest 6 months personal bank statement (for sole propsmall traders only) or latest Borang B with LHDN payment receipt e-filing acknowledgement receipt.
Note: For business income, the self-employed must own at least 20 of the shareholdings including Sdn Bhd and Partnership. Other things to take note of the loan. This loan is not Islamic compliant You get the exact amount you borrow with 100 Disbursement. The payment table for CIMB Cash Plus would be on the link below.