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Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.

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Fees may apply to reload your ACE Elite Prepaid Card. 1 To get cash back and avoid paying a higher ATM fee, select "debit" and enter your PIN when making a purchase at a retailer. Purchase transaction fee may apply, depending on which fee plan you selected. This option may not be available at all retail locations where the card is accepted. 2 ATM owner fees may also apply. 3 Calculation based on 5 PIN Purchase Transactions and 5 Signature Purchase Transactions.

4 To be eligible for this optional fee plan, have 500 deposited to the ACE Elite Prepaid Card during one calendar month. See Cardholder Agreement for details.

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