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" Why do people take out payday loans. With interest rates as high as they are, you might wonder why someone would ever consider a payday loan.
There are a few things that make them seem attractive, particularly to those in financial difficulty. Ease of access to funds. The fact that ge money personal loan can receive the loan on the application day, in some cases within as little as 10 minutes, is one of the chief selling points of payday loans.
But always remember that you're likely to be paying well over the odds for this ease of access. Lax credit checks. Payday loans are often regarded as 'bad credit loans', as their lending criteria can be less stringent than for other credit products.
Although many payday lenders will carry out a credit check before offering customers a loan, some won't.