A qualifying refinance applicant can open a loan for at least this amount anywhere in the country. Credit hub personal loan money lender singapore Fannie and Freddie allow higher limits in some areas. For instance, San Diego, California has a conventional loan limit of 679,650.

Refinance consumers in Seattle, Washington and Queens, New York can also be approved for a higher conventional loan. The highest limit in the country is available in Honolulu, Hawaii, which is even higher than the limit in San Diego. Homeowners in areas with high housing costs should check their conventional loan limit before they assume they need a jumbo loan. Homeowners who refinance multi-unit homes have access to higher loan limits: The conventional loan limit for a 1-unit home: 453,100 The conventional loan limit for a 2-unit home: 580,150 The conventional loan limit for a 3-unit home: 701,250 The conventional loan limit for a 4-unit home: 871,450.

Homeowners with multi-unit homes that are also in high-cost areas can receive conventional loans over 1.

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