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Over 1 million people in Australia have a payday loan, it is a sector that is booming and the methods to snare the poor and vulnerable have become borderline criminal. It seems like every second advert on TV is saying ,get 1000 in under 15mins to your account today…. None of the ads point out some charge up to 160 interest though and that is where it all goes wrong for many people. Rollovers, being offered more credit, being able to take out multiple loans with different lenders, once your on the payday loan train, it is very hard to get off.
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