"An agent representing a financed buyer reached out to me, explained that their buyer was very serious and asked if they could complete inspections before their submission of an offer," says Kruger, a Beverly Hills, Calif.real estate agent. "My seller agreed, and the buyer completed a general inspection, chimney inspection, foundation inspection, sewer line inspection and HVAC inspection.

" The buyer then submitted an offer with no inspection contingency. The seller accepted the financed the offer, even though it wasnt the highest offer or an all-cash offer. "From my seller's point of view, this buyer had shown a significant commitment to the property and a strong desire to close," Kruger says. Address north cash loans sellers time concerns. Since time is typically one of the seller's main concerns, buyers with financing should make their contingency periods as short as possible and offer the seller a per diem so that if the sale closes late, they get compensated each citizens bank online personal loan. Each party agrees that if you can't close on a certain date, the seller will automatically extend the contract for, say, up to 15 more days, says William Golightly of Poole Realty in Live Oak, Fla.

Citizens bank online personal loan

Companies fall into a reinvestment trap, BCG says, when management misallocates resources across the business portfolio - either by feeding all businesses at the same rate despite their citizens bank online personal loan growth prospects or contributions to shareholder return, or by allocating too much capital to problem businesses.

The MA Trap. Acquisitions are highly appealing, especially when they are immediately accretive to earnings. But an accretive deal wont necessarily boost shareholder returns if, as is possible, it also reduces the acquirers multiple.

BCG cites the example of a consumer-brands company whose CEO engineered the purchase of numerous low-tier, low-margin brands. The acquisitions boosted earnings in the first year but diluted the companys average organic growth rate and margins, causing investors to drive down the multiple on the companys stock and ultimately yielding no improvement in shareholder return.

Citizens bank online personal loan

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Citizens bank online personal loan