Failure to repay a loan is not a criminal offense. In fact, its illegal for a lender to threaten a borrower with arrest or jail. Nonetheless, some payday lenders have succeeded in using bad-check laws to file criminal complaints against borrowers, with judges erroneously rubber-stamping the complaints. The Consumer Financial Protection Bureau advises anyone threatened with arrest for nonpayment to contact his or her state attorney generals office.
You should never ignore a court order to appear in court, even if the criminal complaint was filed mistakenly. A chance to negotiate. A lender would rather collect money directly from you citizen one personal loan website sell your debt to an outside collections agency.
Lenders may use collection services for nonpayment of loans. awlloans. net recommends seeking credit counseling if you have financial difficulties. Please note, we cannot guarantee you'll get a loan in one hour. awlloans. net is only a domain name.
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