The higher the number, the better your score, and the easier it is to get approved for loans. Many lenders consider consumers with scores of 620 or lower to be a bad credit risk.

If you have a bad credit score, or have not borrowed before, Spotloan can help you get money fast. No collateral is required. Only you can decide if a Spotloan is right for you. Banks, credit cards, or even friends and family may be able to offer you better loan terms. We encourage you to check with them before you apply for a Spotloan.

Spotloan SM is a brand owned by BlueChip Financial, a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe.

BlueChip is located on and operates within the Tribes reservation. Please note: This is an expensive form of credit and is intended only for short-term financial needs.

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Your estimated APR is 391 to 782 Calculation: (lender fee loan amount) x (amount of days in a year duration of the loan) x 100 Low End of Range: (30 200) (365 days 14 days) x 100 391. 07 High End of Range: (60 200) (365 days 14 days) x 100 782.

14 Payday loans are relatively expensive when compared with other loan products. Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs.

The APR on online personal loans can reach up to 1,386 depending on the lenders terms, borrowers residence state, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan extension plan, and other factors.

Some states cap APR and the amounts of charges for online personal loan.

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Get a quick loan today and enjoy yourself. our features. Lower Rates. Take advantage of being locked in at a lower rate today. Quick and Easy. No hassle paperwork and everyones can be approved. Save Time Apply Online. You will be taking to a Secure page for online applications. Secure Process.

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