Can you please let me know if this is cash loans western union. Thank you. Bailie, as I wrote in this article (and I'm sure you read), payday lenders will tell you what they told you even though it's not true.
I assume you closed the bank account that the check was written on before you filed your bankruptcy. If they keep harassing you, contact your bankruptcy attorney. I took out a payday loan yesterday to put money towards a car. And found out with all my credit issues I can't get a car with out a cosigner. I called the payday place and told them I'm filing for bankruptcy due to lots of debt. 30 mins later at 8:30 pm a corporate person threatens me and says i better not file else I will get in big trouble with the law.
I already closed bank accounts and got a new debit card ordered.
If you have cash loans western union a post-dated cheque to the payday lender to cash on the due date, contact your bank and ask them to cancel the cheque. Always give your bank as much notice as possible at least several days otherwise they might not be able to cancel the payment for you. As soon as you realise you cannot pay back a payday loan, you should contact a free and independent debt charity for advice.
StepChange, the Citizens Advice Bureau or National Debtline can all offer advice on your rights when dealing with payday lenders and help to get your finances back on track, so you dont have to rely on expensive credit anymore. You will not be alone in getting help charity National Debtline received 20,000 calls in 2012 for help with payday loans, a 94 increase on the year before and a cash loans western union increase since the credit crunch started in 2007.
Talk to the lender. As soon as you have problems repaying your loan, talk to your payday lender and try to arrange a repayment plan with them.
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