In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the cash advance portland indiana temporary financial relief. Such loans are not a long-term financial solution.
I really can't tell you what to do. I would certainly contact the legal aid organization in your area to see if they can help.
They would probably advise you that you are what is commonly called judgment proof, but the more proper term is collection proof. A creditor (including the payday loan companies) could sue you and get a judgment against you, but probably couldn't collect anything on it, so filing bankruptcy would not be necessary at this time.
Good luck. Hello, I filed my bankruptcy in Feb 2015 it was discharged in July 2015 I had 3 payday loans that were included in my bankruptcy but when i called the loan company just to make sure that they were taken care of they said that i still cash advance portland indiana a balance filing bankruptcy does not wipe out the debt.
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If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans.