1 Subject to assessment of affordability and suitability. All secured loans have a maximum Annual Percentage Rate (APR) of 48 or less. A secured personal loan of 2,500 with a 24 month term has a maximum total cost of credit, including all applicable fees, of 1,617. 43 which equates to a maximum Annual Cost Rate (ACR) of 48. 00 and a maximum Comparison Rate of 66. For personal loans, there is a minimum loan repayment period of 6 months and maximum loan repayment period of 24 months.
A secured Car Loan of 10,000 with a 36 month term has a maximum total cost of credit, including all applicable fees, of 8,940. 50, which equates to a maximum ACR of cash advance cedar rapids. 00 and also a maximum CR of 48.
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