For example, say your home is worth 300,000, and you owe 100,000 on your mortgage. If you get a new loan for 150,000, you can pull out 50,000 of your homes equity in cash. Click here to read more about cash-out refinances on Bankrate. com. Note :Texas has specific laws governing cash-out refinances and home equity loans, which prohibit homeowners from borrowing more than 80 of the value of their home. So if your home is worth 300,000, in Business loans cash flow the maximum amount you can borrow is 240,000.

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