If you think theres any chance you will default, save your friend or family member the trouble of becoming a co-signer or youll risk their finances - and your relationship - too. Can you get a mortgage with bad credit. Even after the subprime mortgage crisis, its still possible to get a mortgage with bad credit. Of course, your choices will be more limited. Experts say its wise to work with mortgage brokers who can help you evaluate your options.
One of them is an adjustable-rate mortgage, which can be easier to qualify for than conventional fixed-rate loans. One of the best places to look is the Federal Housing Administrations loan program.
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