If you think theres any chance you will default, save your friend or family member the trouble of becoming a co-signer or youll risk their finances - and your relationship - too. Can you get a mortgage with bad credit. Even after the subprime mortgage crisis, its still possible to get a mortgage with bad credit. Of course, your choices will be more limited. Experts say its wise to work with mortgage brokers who can help you evaluate your options.

One of them is an adjustable-rate mortgage, which can be easier to qualify for than conventional fixed-rate loans. One of the best places to look is the Federal Housing Administrations loan program.

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The Need for Speed. Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.

Best small personal loan rates

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Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize WhiteRockLoans.

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Best small personal loan rates