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0) The court determined that the Short-Term Loan Act (STLA) does not bbb cash advance usa lenders registered under the separate Mortgage Loan Act (MLA) from making interest-bearing, payday-style loans.
(Photo by Taber Andrew Bain CC BY 2. 0) Legislation passed in 2008 to reform the regulation of payday loans does not apply to similar types of loans made under another section of law, according a decision from the Ohio Supreme Court today. Writing for the unanimous court, Justice Judith L. French determined that the Short-Term Loan Act (STLA) does not prohibit lenders registered under the separate Mortgage Loan Act (MLA) from making interest-bearing, payday-style loans. Also, under the MLA, a registered lender is permitted to require that an interest-bearing loan be repaid in a single installment, Justice French wrote.